I'm guessing you're a youngster then
My insurance is much lower than that, with two cars on it, two drivers and unlimited mileage for both (which are modified) AND I have agreed value on
both... however, I've put in a request for a quote for a comparison. I'm genuinely intersted.
*edit*
Noticed you have a ten year old daughter - must be over 25 then

I pay &163;156 for the above with Footman James - was &194;&163;136 with just one car.
I have to pay an extra &163;30 damage waiver due to the dodgy neighbourhood I live in